Ramon Wells

Ramon Wells (born 25 February 1988) is a Fitness Trainer, musicologist and ethnomusicologist. He is a National Fitness Trainer the in Indonesia, and University Professor Emeritus of the composition and theory department the College of Music of the University of the Jakarta Indonesia.

Helpful Advice For Enjoying The Best Massage Around

Where do you think you would send your partner to get the best massage? Why don’t you just do it yourself? There are plenty of techniques and strategies available that can make it to where your hands are the ones your partner needs. Keep reading to learn more about giving the best massages.

Only disrobe to your comfort level. For many people, undressing for a massage is not a big deal. This is not the case with some and they often find themselves feeling uncomfortable or self-conscious during the massage. This will reduce the effect of the massage. Avoid this by only taking off the clothing you are comfortable with.

Young African woman enjoying a head massage at a spa centre.

If you suffer from stretch marks from excessive weight loss or gain, or from carrying a baby you have probably tried everything to make them go away. Massaging those areas every day with coco butter will eventually make the stretch marks disappear. Do this religiously, and your stretch marks should disappear over time.

If you want to give an excellent massage, keep an eye on your partner. Their face may express some of their feelings, as will the muscles themselves. You need practice, but you’ll soon know how their muscles respond to your hands. If you notice their muscles getting tense, then you need to ease up because you are likely being too forceful.

If you are suffering from arthritis, then you know how painful it could be. Medication helps, but it may not always take away the pain from aching bones. Therefore, you should consider getting yourself a massage to treat this condition. Massages are a great way to increase flexibility, blood circulation and blood flow which should help with pains associated with arthritis.

Don’t underestimate the power of massage. A massage can do wonders to relieve pain, reduce your stress level and even rejuvinate you so that you have more energy than you hand beforehand. Regardless of your lifestyle, you should think about getting a professional massage.

If you need help with stress or pain, you should get a massage from a professional. Asking someone you know to give you a massage can be helpful but keep in mind that a trained professional will be able to use technique your friend or relative does not know about.

Let your massage therapist know if anything begins to hurt too much. Some massage techniques can cause some discomfort, so you need to be aware of that. Ask the therapist to ease up in certain areas if you find that you are beginning to tense up because something is too painful.

Deep tissue massages can heal old and new injuries. These go against the grain, which is very beneficial for healing. This is a good way to relax tight muscles and will even help you improve your posture.

It’s time to realize that you are ready to give great massages. Don’t doubt what you know, and instead, go try out the techniques. No longer will you feel lost as you use your hands to give the best massage. Remember that you’ve read, and continue to learn more as you wow your partner.

Great Tips For Dealing With Painful Hemorrhoids

Pained with chronic rectal inflammation? It’s not normal for your anus to feel like a burning, circular pit of hell on earth. Whether it feels like a mild burn or a full blown third degree scorcher, one thing is clear, you need to get rid of that burn fast. This article can help educate the average person on how to cure their anal anomaly.

When you are out at a restaurant, make sure that you do not eat salsa or order any foods that contain a lot of spices. Spicy foods can irritate the symptoms of hemorrhoids, which can make you feel uncomfortable. Eliminate all spicy foods from your diet to control your hemorrhoids.

You should drink eight eight-ounce glasses of water each day to help you to prevent hemorrhoids. Also, water is needed to soften your stool which will also reduce the pain related to hemorrhoids. Limiting alcohol and caffeine intake can also work in your favor, as they both promote loss of water from your body. Keep yourself hydrated, drink enough water.

Many people like to read while sitting on the toilet. This is a perfect way to get hemorrhoids. You can be sitting much longer than you need to be, and pushing a little harder without even realizing it. If you are sitting longer than 5 minutes without anything happening, you have been sitting too long.

If you have hemorrhoids, apply any brand of petroleum jelly directly on the affected area. This will help to ease the passing of any hard stools, and avoid causing further injury. Apply the jelly right before you feel the need to use the bathroom, and do this every time until your hemorrhoid is fully healed.

Never force yourself to use the restroom. One of the main causes of hemorrhoids is straining when you are attempting to defecate, so make sure you really have to go before you attempt it. Walk around for a little bit, or do a little exercise, and your body will give you the urge to go.

Eat plenty of garlic. Garlic has been shown to help soothe the intestines, which in turn helps to relieve swelling and pain associated with hemorrhoids. Most doctors recommend eating at least 2 full cloves a day for the maximum benefits, and some doctors even say you can insert a clove in the rectum.

Warm water can ease the suffering and pain from hemorrhoids. You can soak the area directly or take a soothing bath. Avoid using hot water as it can have a reverse effect than was intended. If you don’t want to use warm water, a cold compress can also be used to provide relief.

After reading this article you should realize how to successfully satisfy the burning rash that is hemorrhoids. Whether the relief you require is minor mending or a full blown medication-aided coma, this article should help you reach that hemorrhoid-subsiding goal. Hemorrhoids big or small, this article will look for help you solve your anal problems.

Need To Find Out About Hobbies? Read This

Sure you have hobbies, but people tend to get in routines. These routines bring people to the end of each day without time for fun, and they also keep people from trying new things. So, what can you do? You have to take the time to read over this information so that you can make the most out of your hobbies.

If the stress of your everyday life is overwhelming you, try a relaxing hobby. Setting aside some time everyday to enjoy your hobby can help you unwind from the day. Therapists often recommend taking up a hobby to patients who have trouble with anxiety. Your hobby will clear away the negative and help you relax.

 

Turning your hobby into a business is a great way to enjoy what you do. You need to evaluate the market before you take the plunge. You do not want to start a business in an over-saturated market. There are thousands of hobby enthusiasts who earn a living from their hobby, so create your own niche and profit from it.

Don’t limit your hobbies to what you’ve explored in the past. Sometimes you need to push yourself in new directions, and hobbies are great for doing just that. In fact, try something out that you would have never considered before. You may be surprised at how enjoyable a new hobby can be.

A good hobby for people who are thrill seekers is to travel around and go to as many amusement parks as you can to go on the roller coasters. Roller coasters are amazing and there are so many different ones spread out around the world. Going to as many as you can would be fun.

Do you enjoy working outside? If so, then gardening may be a great hobby for you to undertake. Whether you decide to grow a vegetable garden or a flower garden, you can rest assured that you will spend lots of time outdoors enjoying the fresh air and the warmth of the sun.

Nature watching is probably the best hobby if you enjoy the natural environment, don’t want to spend money and just feel like relaxing. Take a blanket and sit down at the park or in your backyard. Take note of the birds, chipmunks, squirrels and other animals that surround you. You will be surprised by the different critters that you see on a daily basis.

Attending garage and estate sales is an addictive hobby. You can find some really cool things at these sales. You may find rare art pieces, kitchen items or other general items that offer some worth. You don’t know what will be there — but that’s what makes it exciting.

If you feel stuck finding a new hobby, consider planting a vegetable garden. Not only will you learn about the foods you eat, but you can also save money harvesting ingredients for your own salad and meals. Make sure that if this is your choice for a hobby that you’re dedicated!

Now do you see what you can do differently in order to pursue interesting hobbies? Don’t allow your routine to keep you backlogged and not experiencing new things. Instead, focus on the advice that has been provided so that you can have some new hobbies in your future for sure.

Learning More About Your New Cell Phone

The world of cell phones has greatly changed over the years. More and more people are finding that what once was a straightforward and easy device has become a bit more complicated. If you are looking to purchase a new cell phone or just get the most out of the one you do have, keep reading for some great tips.

If you are using the Internet from your cell phone, you should think about installing software to protect you against viruses. Many people do not know this, but you can have hackers access your phone the same way they would do to a computer. You can find plenty of free downloadable software online that will help you combat this issue.

Consider doing a little negotiation on the cell phone price. Yes, you can negotiate in most cell phone stores. And it sometimes even works! It may not be for cost savings either. You could try and negotiate a free case with the purchase of the new cell phone. You don’t know until you try.

Use Talkster if you want to have free international calls during the day and night. This service will give you more ads than you are used to but will reduce the high costs that you will have to pay for calls outside of the country. This will save you a lot of money in the long run.

Understand your cell phone plan. These plans can be rather complex between data allowances, total talk minutes, text messaging, and international rates. Before you accidentally blast through an allowance and get charged more, know what you can and can’t do. This can save you a ton of money on the monthly bill.

Charge your phone with a power booster or a pack that attaches to your cell phone. This device will have a full charge already so you can charge your phone on the go and have backup energy when you need it most. You will just need to charge this pack in advance for this to work.

Make sure that you lock your phone when you put it in your pocket. This is important as you do not want your body to press any keys or call someone when you are not intending to. Usually, you can find the lock screen feature in the general section of your phone’s settings.

Protect your phone. The cost of replacement or repair can be high. Purchase a good screen protector to keep your screen from getting scratched. Along with a screen protector, also get a hard case that can protect your phone in case you drop it and to keep it safe from daily wear.

There are so many things that you need to know about cell phones. If you don’t use all of your phone’s capabilities, you could really be selling yourself short. Instead of wondering what the best cell phone deals are, where to get one or how to use yours, use what you have learned today for ultimate success.

Real Investing Tips That Can Make You Some Money

Real estate is very popular, but not many people know what they are doing. If you want to start learning everything you can about investing in real estate, this article can help. Continue to read to get great advice.

Make sure that you create a game plan for what you desire to accomplish. Figure out how much time the process will take and if it will be worth your while. When you have developed a plan, meet with the necessary parties to discuss the deal that you want to achieve.

Find an area that you feel comfortable with. If you find a market that you like, it can actually help you become successful. Regardless of what you are doing, make sure that you feel comfortable.

Try not to overextend yourself. Don’t get overeager. Start small and work your way up. Don’t just assume that you can spend a great deal and make that money back. That’s an easy way to back yourself into a corner. Wait until your smaller investments can fund some of your more ambitious ones.

When you look at investing in real estate properties, think about a couple guidelines. First, avoid overpaying for the land. Second, do not overpay for any business. Separately look at how much the property is worth, as well as the amount of rental income that can be expected. Both numbers need to be good for you to buy this property.

Think long-term when investing in real estate. While some investors seek to make quick turnovers by buying cheap and flipping within weeks or months, your better bet is a longer view. Look for safe properties where you can park a big sum of money and get investment return via monthly income like rent.

Build a strong team that is going to work with you during the whole process. This means that you will need to get a realtor, accountant and lawyer that will help safeguard you in case anything goes wrong in the process. These people will also give you great advice while you invest.

If you’re going to want to do some home projects on your property, then you need to make sure you know what you’re doing. When home improvements are done wrong, it could really make your real estate drop in value. It may just be best to hire someone that knows how to fix the problems the property has.

Be wary of any prospective tenant who tries to negotiate the rent. While he or she may just be a savvy businessperson, they could also be in a financial bind. Ask a few more questions and be careful about signing a contract with them. You may find yourself constantly fighting to get your monthly payment on time.

Investing in real estate can be easy to understand once you have the right advice. Continue to learn so you can stay on top of the real estate market. It’s not that difficult, and now you are armed with vital information to assist you in your real estate endeavors.

Student Loans: The Experts Share Their Priceless Insider Information

Since student loans allow people to get the education they desire, they are a crucial part of life for some. Universities are expensive, and most families don’t have the kind of money they require just laying around the house. You will find useful information about student loan applications if you continue reading.

When it comes to student loans, make sure you only borrow what you need. Consider the amount you need by taking a look at your total expenses. Factor in items like the cost of living, the cost of college, your financial aid awards, your family’s contributions, etc. You’re not required to accept a loan’s entire amount.

Do not hesitate to “shop” before taking out a student loan. Just as you would in other areas of life, shopping will help you find the best deal. Some lenders charge a ridiculous interest rate, while others are much more fair. Shop around and compare rates to get the best deal.

Be aware of the amount of time alloted as a grace period between the time you complete your education and the time you must begin to pay back your loans. For example, you must begin paying on a Stafford loan six months after you graduate. It is about nine months for Perkins loans. Other kinds of loans may have other grace periods. Be sure you know exactly when you will be expected to begin paying, and don’t be late!

For those having a hard time with paying off their student loans, IBR may be an option. This is a federal program known as Income-Based Repayment. It can let borrowers repay federal loans based on how much they can afford instead of what’s due. The cap is about 15 percent of their discretionary income.

The prospect of monthly student loan payments can be somewhat daunting for someone on an already tight budget. That can be reduced with loan rewards programs. For examples of these rewards programs, look into SmarterBucks and LoanLink from Upromise. These work like cash back programs, and the money you spend earns rewards that can be applied toward your loan.

To get a lot out of getting a student loan, get a bunch of credit hours. Full-time students typically have a minimum of nine to twelve hours per semester, but some schools let you take up to fifteen or even eighteen, speeding up your graduation date. This will help reduce how much you have to borrow.

Try looking at consolidation for your student loans. This can help you combine your multiple federal loan payments into a single, affordable payment. It can also lower interest rates, especially if they vary. One major consideration to this repayment option is that you may forfeit your deferment and forbearance rights.

Due to the costs of going to school, many people rely on student loans. Obtaining such financing is simpler when armed with solid information. Luckily, you found this article and can use this information. Find the right student loan so you can have the education you want.

Inside Tips And Advice About General Insurance

Whether you need insurance for your car, your home, your jewelry or even your teeth, jumping into the insurance marketplace can be confusing or even frightening. This process doesn’t need to be so vexing. You can purchase an insurance policy with no stress, if you have the right information and solid advice. This article should give you tips on how to do that.

When settling a claim with your insurance company, know how and when you will receive your payout. Many insurance policies are designed on an “actual cash value” basis, meaning that your claim may only be paid once repairs are completed or replacement items are purchased. If you needed cash to fund those purchases in the first place, you may be out of luck.

Consolidating all of your insurance policies under one roof can help you save a bundle on your premiums. Insurance companies commonly give big discounts to people who have multiple policies. Talk to your insurance company and ask for a quote on other forms of insurance to see how much money you could save.

Insurance is like any profession: it uses a lot of specialized words (indemnification, liability, etc.) So if you don’t understand something about a policy you’re about to buy, STOP. Ask the insurance professional you’re talking with to back up and explain in terms that you can understand. If you still don’t get it, make them explain it again. Nothing is worse than signing on for a policy that either costs too much or doesn’t cover enough, because you didn’t feel comfortable asking questions about it beforehand.

If you have had to file multiple claims with insurance companies, chances are. you already have a feel for good adjusters and poor adjusters. Good adjusters are friendly and come across as trustworthy and credible. However, do not mistake the “nice guy” for a guy who wants to give you all that insurance company’s money. Their goal is to be the approachable, human side of the insurance business, while at the same time minimizing their payout to you. It isn’t cruel, it’s just business and it needs to be borne in mind.

In order to get the best rates on insurance, you must shop around for the best prices. All you have to do is call your local agents or obtain rate quotes via the internet. Shopping around can save you hundreds of dollars a year and it takes very little time and effort.

You can save money and gain a better understanding of what your insurance options are by shopping around, and considering different policies available to you. Most people have the habit of sticking with the insurance company they have always been with, which is most likely due to not wanting to take the time to see if a better deal is out there. Comparison shopping can save you a significant amount of money, so you should invest some time into looking at different insurance policies.

If you have ever shopped for an insurance policy you know that it is not something simple. However, if you know what you are doing, what you’re looking for, and what offers and deals are available to you, then you will come to see that it is actually quite a simple process.

Get Debt Consolidation Answers With These Tips

If you spend much more than you earn, you’re simply creating debt. The cycle that begins from this overspending is perpetual. No matter how much you try to pay towards the debt, the expenses keep adding up. Understand debt consolidation by reading this article, then get on the right track.

Consolidate all of your high interest credit cards onto one credit card with a reasonable interest level. If you’ve got multiple cards above 20% interest, you are paying way too much. That money going to interest could be helping you pay off that debt! Plus multiple cards means multiple minimum payments. It’s best to attack one card alone if you can.

Find out whether a debt consolidation company will take your unique situation into account. A one size fits all approach generally does not work when it comes to these kinds of financial matters. You want to work with someone that will take the time to determine what is going on with you and figure out how best to address the situation.

Don’t choose a debt consolidation on the grounds that they claim to be a non-profit. Non-profit does not always mean that it’s great. Check the company out with the BBB first.

Investigate any debt consolidation company you are considering. That means calling the Better Business Bureau, but it also means you need to do some online research. Most companies will have reviews written by people who used them. Watch for any company that does not seem to have positive reviews, that could be a problem.

Talk to friends, family and coworkers. You aren’t the only one with money problems, and chances are that someone you know already has some experience with debt consolidation. This is a great way for you to find a company you can trust, so that you can avoid using a less than reputable company.

Ask your debt consolidation firm about any sort of education services they offer. Quite often, these firms have excellent training opportunities that can help keep you out of this situation in the future. That’s important for your financial well being! Take advantage of any opportunities that they might have, even if you think you’re already prepared.

Make sure to take a look at the interest rates offered by any debt consolidation program you are considering. Remember that your goal is to reduce your monthly payments, and you won’t do this if you consolidate to a higher rate. This is an area where it is really important to compare different programs, so take your time and find one that offers you the best rates.

Inquire about a company’s privacy policy. Ask about how they store any sensitive information in their computer systems. Find out if encrypted files are used by the computer system. If not, then you run the risk of having your financial information available to unknown people. or even worse, your identity could get stolen.

Paying off what’s owed is the main way to get out of debt. Borrowing money or getting another job can help, but can often cause problems that are worse than fixing the problem you have. You can make the load a lot easier to bear by applying these debt consolidation tips today.

Manage Your Reputation By Using This Advice

Having a solid business reputation is key to winning the trust of consumers, and learning this skill is a very important step to being successful. If you would like help in knowing how to keep a solid business reputation, then you need to check out the following article. Below you will find helpful tips about reputation management in the business world.

To help build your company’s reputation, you need to claim your name. The name of your company or your product is essential to brand recognition. There are several websites that allow you to check your product’s or company’s name to ensure that it is not used by someone else.

Make sure that at least several of your business web pages are optimized for your business name. You want Google to recognize your business homepage as the authoritative Internet site about your business. You want to have the number one search position for your business name, not number two or three behind a Wikipedia article or some blog. Make sure that your website is the first listing someone sees when they Google your brand.

Try using a social network like LinkedIn to help your reputation management. This social network can rank a bit higher than some of the other ones. It is also an important tool for B2B companies. This is because many people like to search for professional services on LinkedIn instead of the search engines.

Have a portfolio of websites you can optimize with search engines. It will seem natural to try and make your business website the number one search listing for your business name, when used as a search query. However, do not stop there. Try to have ten of your business web pages become the top ten search results for your brand name. Block everyone else out.

Try searching for your company online like your customers would. It is possible that doing searches on your computer may yield very different results than your potential customers. This may be due to your personalization options. Try turning off these options to get a better idea of your search engine results.

Run your business social media accounts in a professional way. It’s a big part of your business, so it must be watched over carefully. Try not to escalate things to the next level though.

If you make a public snafu, show the world that you are mature and apologize. Everyone makes mistakes, but it takes a big person to acknowledge that. If people see that you are truly apologetic for the wrongs you have done, it will make it more likely that they will work with you in the future.

If you have employees, treat them well. If you don’t, it will come back to harm you in the end. If you get a reputation for being a bad employer, a lot of people will not want to do business with your company.

After reading the above article, you are now able to maintain a positive reputation in the business community. Don’t ever let your reputation go bad, remember these tips and use them to help you succeed in business. Keep in mind that your reputation is everything, and doing so will help you be very successful in business.

Read This Before Getting Into Arts And Crafts

Arts and crafts have long been an inexpensive way for people to unwind and relax. You can create endless things for your home to beautify it. Not only that, oftentimes arts and crafts can lead to beautiful pieces that make great gifts. If you are interested in arts and crafts, here are some tips to help you do even more.

If you are looking at getting started with crocheting or knitting, take the time to look online. You can find free videos on YouTube that will guide you through the various stitches you will need to know. You can also find free patterns on various blogs or forums that are out there.

There are countless jewelry supplies online that offer what you need to make your own pieces of jewelry. There are all sorts of accessories there to help you make some excellent looking jewelry. A lot of fashions today include the addition of costume jewelry. You can coordinate your wardrobe and save money by crafting your own.

Focus on one thing at a time. It might be tempting to do a variety of projects at once. On the other hand, constantly starting new projects means never finishing them. Be patient and do one thing at a time, finishing one before beginning on another. Finishing your projects is a very rewarding experience that will help you progress.

Create a location in your home where you share your family’s arts and crafts projects. Whether they are made at home or in school, these are things that should be cherished by everyone! So give them the proper location that allows for prime viewing. maybe a corner of your living room can be your project showcase area.

There are several national chain craft stores that you could find. Take the time to go online to check out their weekly specials prior to actually going to the store. If you time it right, you can find some great deals. Many also offer coupons that you can print and take with you.

Do what you can to make a craft work with what you already have at home. This isn’t always possible, but you should try it. It’s usually not worth running to the store to obtain the perfect paper, detail, trim, etc. You can diminish your enthusiasm for the project when you have to break to run errands.

If you love sculpting, but have run out of ideas or are stumped about what to create, get a blindfold. People who have some skills with sculpting can create amazing pieces when they simply use their minds and hands! Set yourself up as you normally would, and just put a blindfold on, or close your eyes and let your imagination go.

After reading this article, you should have a lot of new ideas about arts and crafts for you to try. Now that you know a bit more, you can get started right away. Arts and crafts are something that you can enjoy anytime, so get out there and make something beautiful.